So, my finance from back in 2015 is still kicking around. Interest rates have been fluctuating quite a bit lately, and I've been wondering if it might be beneficial to consider refinancing. On one hand, decreasing my monthly payments would be great. On the other hand, fees can be a real deterrent.

So, my finance from back in 2015 is still kicking around. Interest rates have been shifting quite a bit lately, and I've been wondering if it might be smart to explore refinancing. On one hand, decreasing my monthly payments would be great. On the other hand, expenses can be a real pain. I'm just

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